
Whether you’re an undergraduate, career training or graduate student these flexible student loans are designed to meet your needs:
- Competitive variable and fixed interest rates
- No origination fee or prepayment penalty1
- Multiple repayment options
Learn which loan is right for you

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank. Uloop Inc. is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.
1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
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Sallie Mae Student Loans are available for students at colleges near UH
UH Sallie Mae Student Loans
The SallieMae Smart Option Student Loan can help UH students at University of Houston in several ways:1. It can provide additional funds to pay for tuition, textbooks, housing, and other education-related expenses that may not be covered by other forms of financial aid.
2. It offers competitive interest rates and flexible repayment options, giving students the ability to choose a payment plan that works for their budget and lifestyle.
3. With the Smart Option Student Loan, students can make interest-only payments while in school, which can help them manage their finances and reduce the overall cost of the loan.
4. The loan also has no origination fees or prepayment penalties, allowing students to save money on the loan's total cost.
5. The Smart Option Student Loan also offers a variety of tools and resources to help students plan for and manage their finances during and after school.
Overall, the SallieMae Smart Option Student Loan can be a valuable resource for University of Houston students who need additional funding to pay for their education. It can provide financial flexibility and stability, helping students to focus on their studies and achieve their academic goals.